We proudly offer coverage through reliable carriers.

We thoroughly research all companies that we represent so that when we offer their coverage to you, you can rest assured that the insurance they provide is what you need, from a respectable and reliable company that only offers exceptional service and upholds the high standards that the clients of Duncan Insurance receive.

We Represent


Auto Owner's
Insurance Company

Established in 1916, Auto-Owners Insurance Group is headquartered in Lansing, Michigan. Recognized for exceptional financial strength and stability, it is among the nation’s largest insurers and provides insurance to nearly 3 million policyholders. Auto-Owners is rated A++ (Superior) by the AM Best Company, a nationally recognized independent insurance rating authority, and is also a Fortune 500 company. It has received numerous awards from national organizations for customer service and quality, and is certified as a Great Place to Work®.


Frankenmuth Mutual
Insurance Company

Headquartered in the historic city of Frankenmuth, Michigan, Frankenmuth Insurance has been providing high quality insurance products and unparalleled service since 1868. We’re represented by more than 600 independent insurance agencies in 15 states—selling personal, commercial and life insurance, neighbor to neighbor.


Accident Fund

Accident Fund Insurance Company of America is one of the nation’s leading workers’ compensation insurance organizations, managing risk and minimizing loss for our policyholders, creating a safer environment for their workers and building businesses with our agent partners. All backed by the reach, knowledge and best practices of AF Group.



We specialize in collector and classic car insurance. Our policy is customized to the unique needs of collector vehicle owners and offer better coverage than a standard auto policy. Our Guaranteed Value policy ensures that you receive every cent of your car's insured value in the event of a covered total loss.


Citizens Insurance Company

At Citizens we partner with the best local independent agents to deliver you a complete array of insurance solutions that are designed and packaged to meet your unique needs at an unsurpassed value.


Michigan Insurance Company

We partner with the top independent insurance agents across the entire state to make sure your needs are met. This local exposure helps ensure a customized insurance solution that takes into consideration both your personal needs, and the trends in your local economy.


Foremost Insurance Group

A Foremost policy provides you with a superior combination of coverage and value. Whether you're relaxing indoors, or enjoying the great outdoors, Foremost can offer you the coverage and value you want for your hard earned money.


Pioneer State Mutual

Pioneer State Mutual Insurance Company specializes in property-casualty insurance to individuals and businesses. We sell our insurance through the Independent Insurance Agency System, and currently write only in the state of Michigan.


Progressive Insurance

The Progressive Group of Insurance Companies has always lived up to its name by being one step ahead of the insurance industry, and finding new and affordable insurance solutions.


West Bend Mutual

We believe that leadership in our industry comes from providing insurance products and services of quality and value that are superior to those of our competitors. West Bend's associates number more than 1,000 and are committed to providing exceptional service to our policyholders and independent agent partners.


Philadelphia Insurance

Philadelphia Insurance Companies (PHLY) is a premier national Property/Casualty and Professional Liability insurance carrier that designs, markets and underwrites commercial products and services.


Westfield Insurance

Westfield underwrites commercial, personal, surety, and specialty lines of coverage through a network of over 1,000 leading independent agents and brokers.

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